100% Free · No Card Required

Free AI Credit Report Analysis

Upload your credit report. Our AI scans for every Metro 2 violation, re-aging error, and dispute opportunity — then sends you a personalized removal plan within 24 hours.

15+
Dispute angles scanned
95%
Identity-theft block rate
24 hr
Personalized plan delivery

Tri-merge report from all 3 bureaus (Equifax, Experian, TransUnion) gives us the most complete picture. PDF format preferred. Max 15 MB.

Your file is encrypted in storage and reviewed only by ARD 352 Credit Solutions staff. By submitting, you agree to our privacy policy.

What we scan for:

  • • Metro 2 compliance violations (DOFD, status, payment grid)
  • • FCRA §605(c) re-aging errors
  • • Cross-bureau date / balance mismatches
  • • Unauthorized inquiries (FCRA §604)
  • • Medical collections under $500 (auto-removable)
  • • Statute-of-limitations expired debts

You'll receive:

  • • 3-bureau score breakdown
  • • Ranked list of every dispute opportunity
  • • Estimated score impact per deletion
  • • Funding-readiness assessment
  • • Recommended next step (DIY or done-for-you)

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