ARD 352 CREDIT SOLUTIONS

Your $330K Funding Journey

The exact 5-round bank stacking blueprint we run for every client.
TARGET FUNDING · 90-120 DAYS
$150K-$330K
$200K typical for optimized profiles · $330K ceiling for elite candidates
Phase 0 · Foundation
Days −90 to Day 0
Prerequisites, no funding yet
Complete the 7-Gate Personal Credit optimization
Complete the 6-Gate Business Entity setup (LLC, DUNS, NAV, tradelines)
Open 6 bank deposit relationships on staggered timing (BoA day 1, Chase day 85)
Place 5 net-30 tradelines (Uline, Grainger, Quill, Wex, NAV Premium)
Sign the Compliance Disclosure: 5 rules acknowledged
Round 1 · Big Wins (Chase + Amex)
Days 0-14
Target: ~$90K
Chase Ink Unlimited: apply, recon to $60K, activate
Chase Ink Preferred: apply for $30K-$60K, then transfer credit line INTO the Unlimited = one card at $70K-$90K, all at 0%
Amex Business Gold: establish Amex relationship (charge card)
WIPE all inquiries after round completes
💡 The Chase Ink Preferred → Unlimited limit-transfer is our signature move. One recent client got $90K from Chase alone using this exact sequence.
Round 2 · Multi-Bank Push
Days 15-30
Target: ~$115K new
Amex 2 cards: $30K combined at 0%
Elan Financial 2 cards: $50K combined (banker link required)
Citizens Bank: $30K (soft-pull Equifax, no hard inquiry)
Truist: $20K
PNC: $15K + recon call for +$10K if approved low
WIPE all inquiries
Round 3 · Deposit Banks
Days 31-45
Target: ~$50K new
First Citizens: $30K (deposit-relationship unlock)
US Bank: $20K (deposit-relationship unlock)
WIPE all inquiries
Round 4 · Second Wave
Days 76+ (wait 30 days from R3)
Target: ~$30K new
US Bank 2nd card: $20K
Wells Fargo Business Line of Credit: $10K-$50K (needs $10K+ deposit)
WIPE all inquiries
Round 5 · BoA + Regionals
Days 106+
Target: $30K-$100K new
Bank of America, 2 cards: $30K combined (90-day deposit relationship)
Sequence-apply BoA until they deny (they have multiple 0% products)
Continue with local + regional banks approving in your market
Final inquiry wipe
TOTAL FUNDING ACHIEVED
$330K
Ceiling for optimized profiles · $200K typical · $150K conservative

Ready to start your Foundation phase?

Every 90 days you wait is another 5-15 real estate deals or business opportunities lost.

BOOK MY FREE FUNDING BLUEPRINT CALL →
ARD 352 Credit Solutions · Personal credit limits your future. Business credit multiplies it.
Results depend on bank policies and profile at time of application. Not all clients achieve $330K.